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Understanding Charges

Understand Charges

All you need to know on the Tariff of Charges and how you can plan.


If you are in arrears, you will not be able to complete any transaction until the arrears on your account are cleared.

The fees listed all include VAT and are for a single transaction.

Tariff of Charges

Loan Type Redemption Staircase Deed of Postponement (Re-mortgage) Subletting Move Away From Base Home Improvements Management Fees Transfer of Equity (Change of Ownership)
HomeBuy Direct £250 £250 £115 £75 Not Applicable £75 Not Applicable £75
FirstBuy £250 £250 £115 £75 Not Applicable £75 Not Applicable £75
First Time Buyers Initiative (FTBI) £200 £200 £50 £50 Not Applicable £50 Not Applicable £50
Armed Forces Home Ownership Scheme (AFHOS) £200 £200 £50 Not Applicable £30 £50 Not Applicable £50
Help to Buy £200 £200 £115 £50 Not Applicable £50 £1 per month £50
London Wide Initiative (LWI) £200 £200 £50 £50 Not Applicable £50 Not Applicable £50