What happens if I have problems paying my mortgage?

You should talk to your lender as soon as possible. Ideally, you should speak to your lender even before any arrears build up. This way, the lender will recognise that you are keen to maintain your payments, but your circumstances at this time may require some degree of flexibility on their part. Explain your situation and reasons behind your financial worries – you could be surprised with the level of consideration your lender may show.

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